what a funeral might cost
With our extensive knowledge and long history of family service, we have been providing personalised, affordable funerals to the local community since 1860. We will therefore help tailor the funeral to fit your financial budget and wishes by discussing all the options available and we will provide a detailed estimate of the potential costs involved.
A funeral service can take many forms, from a simple family gathering to a full service in a venue or place of worship, either in advance of the burial/cremation or afterwards as a thanksgiving service. One of our experienced Funeral Directors will help and guide you through the many choices and options available – as arranging a funeral is an intensely personal experience.
Overall funeral expenses can vary significantly based on the choices made by the family and the fees charged by third parties, for example the choice of crematorium.
Naturally you will be given time to consider every decision, so that you can create a ceremony which gives full value and importance to the wishes of the family and the deceased.Whether you would like a personalised funeral service or a simple direct service, we are personally available 24 hours a day, 365 days a year to help you.
Every funeral is ‘unique’ in that it reflects the wishes of the family and takes place in different circumstances. Funerals today have become much more personalised, so we are quite used to assisting with and/or advising on aspects like venues, music, vehicles, ceremony style, printed orders of service, newspaper notices. Our website is designed to offer guidance on the options available, explain the legal complexities involved and to help you make the right decisions.
Naturally you will be given time to consider every decision, so that you can create a ceremony which gives full value and importance to the wishes of the family and the deceased. We are personally available 24 hours a day, 365 days a year to help you. We will help tailor a funeral to fit your financial budget and wishes by discussing all the options available and we will provide a detailed estimate of all the potential costs involved.
Our fees will be itemised and include:
Professional Service Charge
With our emphasis on personal family service, this charge represents our personal attention and administration throughout the funeral, including:
- Our 24 hour advice.
- Advice and guidance on the personalisation of the funeral to reflect the individual and the wishes of the family.
- Assistance with completion of the statutory paperwork for the funeral.
- Advice on legal and funeral related procedures including registration of the death, insurance/DWP claims and probate.
- Liaison with clergy, celebrants, crematorium, cemetery, H M Coroner, doctors surgeries and others.
- Compiling and placement of newspaper notices in local and national newspapers.
- Receipt, acknowledgement and distribution of charitable donations.
- Our MuchLoved online giving facility.
- Arranging for grave preparation and purchase (if applicable).
- Arranging for the removal of an existing memorial (if necessary).
- Advice on local reception facilities and local caterers.
- Advice on the selection of music, hymns and photo tributes.
- Assistance in ordering and the receipt and care of floral tributes.
- Contribution to our fixed overhead business costs.
- Payment of all fees and disbursements relating to the funeral.
- The personal attention of your experienced Funeral Director to discuss the planning of the funeral arrangements together with their availability throughout the time before the funeral.
- Attendance of your Funeral Director on the day of the funeral.
We pride ourselves in our continuity of service, it is our intention that your Funeral Director will personally look after you and your family throughout. Very occasionally this may not be possible, your Funeral Director will then introduce you to one of their experienced colleagues to look after you.
This represents the use of our Mercedes Hearse for the conveyance of the coffin and uniformed professional bearers. We are also able to arrange alternative vehicles, subject to availability (see Vehicles) including Horse Drawn Hearses, Motorbike Hearses, 4×4 Land Rovers, VW Campers, Vintage and New Rolls Royce Hearses and Limousines, different coloured vehicles are also available – simply contact us for more details.
Conveying the deceased in a sensitive and dignified manner into our care from the place of death, using professionally trained members of the Richard Steel & Partners team and our specialist vehicle. Charge may vary with distance and time involved.
Care of the Deceased
Our professionally trained and dedicated team looking after the deceased once they arrive in our care until the day of the funeral (usually 7–21 days). Use of our modern and fully equipped mortuary facilities and the care for each individual. Including time for preparation and dressing in their own clothes selected by the family or in a gown provided by us. Included is the use of our beautifully appointed chapel of rest for viewing during normal office hours, by appointment.
At Richard Steel & Partners we pride ourselves on selecting the very best partners with whom to work, and our coffin manufacturer/supplier relationships reflect the highest standards of craftsmanship that we expect for this central element of a funeral. It is important to us that you have a wide selection of high quality, reasonably priced coffins and caskets to choose from whether for a cremation or a burial. Our range includes: veneered and solid wood, bamboo, cane, wicker, seagrass, cardboard, colourful and somerset willow.
These include printed orders of service, floral tributes, catering, and/or the final disposition of ashes after a cremation from a simple scattering to attending at a churchyard or cemetery for an interment with a solid oak casket.
Disbursements cover a wide range of different services not provided directly by the funeral director; examples include the fees charged by the crematorium, church, clergy/celebrant, doctors, gravediggers, newspapers, florists and cemeteries.
These fees, outside the control of your Funeral Director, are paid on your behalf and then itemised individually on the final funeral invoice. Examples of local disbursement charges are shown below.
Today, funerals have become much more personalised and we are accustomed to receiving enquiries regarding pipers, soloists, catering, marquees, sound systems, recording of the service, choirs, jazz bands, buglers and dove releases. Obviously this list is not exhaustive and if you are considering anything, please do not hesitate to ask us.
As experienced and long-established funeral directors, we can advise on a range of options, including:
- Local crematoria fees range from £350–£1025
- Click to see further details of the range of local funeral venue options.
- Church of England churchyards: from £519 (subject to status and permission)
- Magdalen Hill, Winchester : from £1,000–£5,000
- Shedfield, Bishop’s Waltham: from £250
- South Downs Natural Burial Ground, East Meon: from £2,133
- West Hoe, between Bishop’s Waltham and Swanmore: from £354
- Preparation of grave (gravedigger’s fee): from £600
- Clergy fee: from £199
- Celebrant’s fee (humanist, civil, non-religious): from £200
- Doctor’s fees for cremation certificates: from £82
- Removal, cleaning and refixing a headstone: from £475
- Chesil House (Memorial Garden): from £550 including grave preparation
- Church of England churchyards: from £165 excluding grave preparation
- Magdalen Hill Cemetery: from £600 to £3,000 (including preparation of grave, fees dependent upon depth of grave and home address of deceased/residency status)
- Shedfield Cemetery: from £150
- West Hoe Cemetery: from £153.00
Basic Simple Funeral
As members of the National Association of Funeral Directors, we abide by a Code of Practice. Our Basic Simple Funeral includes an ‘inside office hours’ removal* to our premises from a local hospital, nursing home or an address within a 20 mile radius, and a very simple coffin of our choice. The hearse and staff would go directly to a local crematorium or burial place where we would meet the family.
- This funeral specifically excludes embalming, viewing procession from home or church, transport for mourners, and all disbursements payable on the clients’ behalf.
- The date and time of the funeral is booked at our convenience – usually an early morning time. Full payment, including disbursements is required in advance.
£2290 (excluding disbursements)
*An after hours removal will add £150
- Optional additional service: Care of the deceased by professionally trained and dedicated staff, use of our modern mortuary facilities from the time of the removal to the day of the funeral, preparation and dressing in own clothes or in a gown, the use of our beautifully appointed chapel of rest for viewing during normal office hours, by appointment. Embalming included, if appropriate. £362
Where no funeral service or ceremony is required and the cremation takes place unattended with no mourners present, we can provide a reduced priced offering.
The date and time of the funeral is entirely at the convenience of Richard Steel & Partners Ltd. Full payment, including disbursements is required in advance.
Our Direct Cremation includes an inside office hours local removal*, a basic coffin and transport directly to a local crematorium of our choice.
£1299 (excluding Disbursements)
*An after hours removal will add £150
With our extensive knowledge and long history of family service, we have been providing personalised affordable funerals to the local community since 1860. We will therefore help tailor the funeral to fit your financial budget and wishes by discussing all the options available and provide a detailed estimate of the potential costs involved.
The overall cost of the funeral will be based on choices made by the family and the fees charged by third parties (which are called Disbursements).
The person who arranges the funeral and signs the estimate is legally responsible for paying for the funeral.
If you are worried about how you will pay for the funeral please talk to us as we may be able to suggest ways to reduce any possible financial burden.
Traditionally, payment is made from the deceased’s estate. If there are sufficient funds available, an Executor of a Will or personal representative of the deceased can pass the invoice to the deceased’s bank and they will settle directly to the Funeral Director. Otherwise payment can be accepted by cheque, cash BACS (bank transfer) or credit/debit card.
There are a number of sources of financial assistance which may be available to help with payment for the funeral, naturally these are depending upon individual circumstances.
Life Insurance or Funeral Plan
The deceased may have made some provision in advance for their funeral, by buying either life insurance or a Funeral Plan. You should find documents confirming this with their personal papers.
Help from the Government – Bereavement Payment
If your husband, wife or civil partner dies, you could be entitled to a one-off, tax free Bereavement Payment of up to £2,000. To qualify you need to be under State Pension age and the deceased must have paid enough National Insurance contributions. For more information see: www.direct.gov.uk/bereavementbenefits.
If the person who has died was receiving a personal pension or a pension from their employer this may include provision for a payment upon their death, or provide an allowance for their next of kin. You should contact the pension provider to find out whether there is any allowance payable.
Trade Unions/Armed Services/Veterans
If the deceased was a member of the armed forces, a veteran or member of a trade union, they may be able to assist towards funeral expenses.
Help from the Government – DWP Funeral Payment
If you are in receipt of certain benefits, you may be able to claim a DWP Funeral Payment to help towards a funeral (Claim Form SF200) although any payment is unlikely to cover the whole funeral bill. The government will assess if it is reasonable for you to be expected to pay for the funeral and whether there are any other relatives who are able to contribute to the expenses. Calculations are based upon the applicant’s ability to pay, not the financial situation of the person who has died. A claim must be made within 3 months.
The qualifying benefits are:
- Income Support
- Income-based Jobseeker’s Allowance
- Income-related Employment and Support Allowance
- Pension Credit
- Housing Benefit
- The disability or severe disability element of Working Tax Credit
- One of the extra elements of Child Tax Credit
You can find more information about DWP Funeral Payments at www.direct.gov.uk/benefits If you need any assistance with completing claim forms, the Citizens Advice Bureau may be able to help, or you can ask for an appointment at your local Job Centre Plus.